Terms and Conditions

1. Agreement and Scope

• 1.1 These Terms apply to all purchases, licenses, and access to Reports made through our website and other authorized channels.
• 1.2 A binding contract is formed when we accept your order and process payment.
• 1.3 Our Reports and deliverables remain our intellectual property. Payment gives you only the limited license rights set out below.

2. License and Use

3. Payment Terms

• 3.1 Fees are due according to the pricing and payment terms displayed at the time of order.
• 3.2 Payments are accepted via the methods listed on the website. It is your responsibility to provide accurate billing information.
• 3.3 Prices exclude VAT, sales tax, duties, and similar charges; you are responsible for such amounts where applicable.
• 3.4 If payment is not received in full, we may suspend access to Reports until payment clears.

4. Delivery

• 4.1 Reports will be delivered electronically (PDF, Excel, or other formats) to the email address you provide.
• 4.2 Delivery timelines are estimates and may vary with product type and customization.
• 4.3 For physical delivery (where offered), shipping costs and risk of loss pass to you upon transfer to the carrier.

5. Refund Policy

• 5.1 All purchases are final once the Report has been delivered. Refunds are available only if expressly stated in a separate refund policy.
• 5.2 Requests for refunds must be submitted in writing within [insert period, e.g., 7 days] of delivery with reasons.

6. Intellectual Property

• 6.1 All copyrights, trademarks, database rights, and other proprietary rights in the Reports and website content belong to us.
• 6.2 You acknowledge that you acquire no rights in the Reports except as expressly set out in these Terms.

7. Confidentiality

• 7.1 You agree to treat all Reports as confidential, unless the information is publicly available without breach of these Terms.
• 7.2 Confidential information must not be disclosed to any unauthorized party.

8. Warranties and Disclaimers

• 8.1 Reports are provided "as is" without warranty of any kind.
• 8.2 We do not warrant that any Report will meet your specific requirements, operate error-free, or be uninterrupted.
• 8.3 You are responsible for assessing the suitability of Reports for your purposes.

9. Limitation of Liability

• 9.1 To the maximum extent permitted by law, our total liability for any claim related to these Terms or Reports shall not exceed the fees paid by you for the specific Report in question.
• 9.2 We are not liable for indirect, special, incidental, punitive, or consequential losses, including loss of data, profits, or business opportunities.

10. Data Protection and GDPR

• 10.1 We process personal data in accordance with our Privacy Policy and applicable EU data protection laws, including the GDPR. By using our services, you consent to such processing.
• 10.2 You are responsible for compliance with data protection laws in your use of the Reports.

11. Termination

• 11.1 We may suspend or terminate your access to Reports if you breach these Terms, including failure to pay.
• 11.2 Upon termination, your license rights cease immediately and you must destroy all copies of the Report.

12. Governing Law and Jurisdiction

• 12.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Ireland. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of Ireland.
• 12.2 Any disputes shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.

13. Changes to Terms

• 13.1 We may revise these Terms from time to time. Revisions take effect when posted.
• 13.2 Continued use of our services after changes indicates your acceptance.

14. Contact Information

If you have questions about these Terms or our services, contact us at: